EFTx North America

EFTx North America Corp is a service-oriented technology provider that offers multi-channel solutions for check processing, e-commerce, electronic payment transactions as well as a Full Check 21 Solution.  EFTx NA offers the most comprehensive Check Processing Applications and Services designed to automate and simplify the check transaction process in a variety of ways.

The company has undergone extensive research and development to bring you a superior Electronic Funds Transfer (EFT) functionality. We utilize cutting edge technology with the goal in mind to help our clients maximize sales by the most effective and efficient way to collect and process payments received.

Our ASP model Electronic Check Conversion, Re-presentment and Recovery solution provides no downtime and advanced security in addition to being in full compliance with the current Check 21 regulations.

Products and Services

CHECK 21 / ACCOUNTS RECEIVABLE CONVERSION

In conjunction with our IMAGE REPLACEMENT DOCUMENT TECHNOLOGY (IRD) we give you the ability to electronically convert and deposit paper checks.  Deposit ANY type of domestic check you receive.  This can be done from the convenience of your office, at the point of sale or even your home. Business checks, government checks, personal checks, third party checks, postal money orders - it doesn't matter. They all can be deposited as an electronic transaction through a comprehensive single point of entry; It's simple, secure and inexpensive. A single operator with basic experience with the program can process thousands of checks in about 3 hours.

AUTOMATIC RECURRING PAYMENTS

This program enables you to establish an automated recurring payment program. It permits a customer to pay a debt, make a payment on an ongoing bill, or make donations using regularly scheduled payments. These payments are debited from their checking or savings account on a predetermined basis. Input the information once and the system runs itself. It will collect and deposit funds even while your business is closed - you can basically set it and forget it.

ELECTRONIC NSF RE-PRESENTMENT & RECOVERY

Our system improves your collection process by automatically resubmitting all bounced checks electronically. Our ability to replace the traditional method of collecting Non Sufficient Funds (NSF) checks with an automatic electronic system saves time and money in the collection process.

INTERNET CHECKS

Our check by internet program allows you to accept and process online electronic check transactions quickly, effectively and securely from your website. Almost 40% of U.S. consumers don't have credit cards. Acceptance of electronic checks allows you to broaden your existing customer base by offering them the ability to purchase (or pay) via the internet.

CHECK BY PHONE

EFTx's check by phone system is an innovative, flexible and convenient payment method to improve your overall collections and payment efficiency. It allows you to electronically debit your customer's bank account for one time billing or recurring payments by phone. With our check by phone system, there is no more waiting for checks in the mail.

RETAIL BACK OFFICE CONVERSION

This is a new method geared specifically for retail businesses with a multi-lane environment. It allows a retailer to replace expensive scanners at every point of sale register, with one check deposit terminal in the back office. It also makes it possible to convert more types of checks than allowed by NACHA's Point of Purchase (POP) program, and still be in compliance with NACHA rules.

This system reduces the time it takes to perform a conversion type process at the point of sale and will not slow down check out lanes.

CAPITAL PROGRAMS

We know that making a business as successful as possible requires capital.  So we can provide the funds needed to realize a business's potential and make their dreams a reality.

We provide capital to small to mid-sized businesses by advancing against their future credit card receipts.  This advance is then repaid by deducting a percentage of daily credit card sales.  Our simple qualification process allows us to approve a MUCH HIGHER percentage of businesses than banks.

CREDIT CARD PROGRAMS

We offer a variety of credit card, debit card, EBT state and government cards, as well as electronic gift and loyalty card programs to businesses large and small.

The management team has designed the entire company focus on service and support.  We provide cutting edge credit card equipment, terminals and software specifically geared to the merchants needs.

Electronic Check Processing for the 21st Century 

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Check 21 - ARC

Check 21 Overview

Advantages

Equipment

Automatic Recurring Payments

Internet/Web Check

Capital Programs

Credit Card Programs

Credit Card Processing

Business & Organizations

Collection Agencies

Medical

Non Profits

Property Management Industry

Parking

Security

Banks & Financial Inst.

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